Quite sometime ago, my bro and I was discussing bout winning the toto first prize. He asked me, what I would do if I won a million.

Here's what I'd do.
Finish paying the house that we are living in, so don't need to pay the extra interest.
Give 10% each to my folks and bro so he can complete his studies.
Give 20% to NLCC
Do a Home-makeover. I wanna change my room furnishing
Bring my folks for a tour.
Start a restaurant business so my dad can pass on his expertise.
Settle any other loans or whatsoever and save up the remainder.
Oh ya, throw a nice party.

Ya... am dreaming away... So if anyone won a million dollars and don't know what to do with it, let me be your advisor. Hehehe... I'll only take 10% as commission.